Let's get you home is a brand by Padi Goodspeed

A little
money down.
A lot more home.

Most buyers think solar means a bigger bill before move in, not a smaller one. This program flips that. Pairing a solar upgrade with FHA financing can unlock 3.5% to 5% in down payment and closing cost assistance, the kind of support that turns "someday" into a move in date.
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Get the full breakdown of how solar down payment assistance works.

Here's what the Solar FHA Loan Program helps with

 Buying with less upfront, without giving anything up.
This isn't a trade off between affordability and a better home. It's a way to get both.

01

Lower your cash to close

The program provides 3.5% to 5% in assistance based on your sales price, money that goes toward your down payment, your closing costs, or both. For a lot of buyers, this is the difference between waiting another year and moving in this one.

02

Get to forgiveness fast

This assistance is designed to be forgiven in less than 90 days. There's no decade long wait attached to it and no slow walk through a bureaucratic process. You get the support, you meet the program terms, and it's done.
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03

Add Value to the home you're buying

The solar installation isn't just the mechanism that unlocks the assistance. It's a built-in upgrade that can increase your home's value, lower your utility bills, and depending on your situation, may make you eligible for tax credits. 

04

Qualify with Standard FHA Terms

You'll need to meet standard FHA credit qualifications, put down a 5% minimum, and the home needs to be a 1-4 unit primary residence approved for solar by Arcasa or an authorized build partner. No hidden qualification maze. 

Ready to talk through your options?

The guide gives you the full picture of how this program works. The next step is figuring out what it actually looks like with your numbers, your timeline, and the home you have in mind.

Legal Disclaimers

CrossCountry Mortgage, LLC is an Equal Housing Lender. Loan programs subject to credit approval. Terms and conditions apply. Not available in all states. All endorsements and testimonials are given without incentive or compensation.
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