You built the wealth. It should be able to buy you a home.
Traditional income documentation doesn't always reflect what someone is actually worth. The Asset Qualifier Loan Program lets your liquid assets do the qualifying work instead, with financing up to $3 million and options available for primary, second, and investment properties.
Get the full breakdown of how Asset Qualifier Loan works.
Here's what the Asset Qualifier Loan Program helps with
A qualification path built around what you've actually built.
If your income doesn't reflect your financial strength on paper, this program was designed for you.
01
No income documentation required
Liquid assets replace traditional income documentation entirely. Cash, investments, and retirement accounts can all be part of the picture. You qualify through what you have, not just what you earn on a W-2.
02
Designed for asset-rich borrowers whose income looks complicated
Business owners, entrepreneurs, real estate investors, high-net-worth individuals, retirees, and pre-retirees all fit this profile. If your income fluctuates, runs through a business, or simply doesn't look clean on a standard application, this program was built with your financial reality in mind.
03
Higher loan amounts with more flexibility on credit
Financing goes up to $3 million depending on assets and structure, and lower credit scores and past credit events may still be considered. This program looks at the full financial picture, not just one number from one report.
04
Fixed, adjustable, and interest-only options
The loan structure can fit your strategy, not the other way around. Fixed-rate, adjustable-rate, and interest-only options are all available, and the program works across primary residences, second homes, and investment properties.
Ready to talk through your options?
The guide explains how the Asset Qualifier Loan Program works. The next step is a conversation about your financial picture, your timeline, and how your assets can help you qualify for the right home loan.



