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Their family shouldn't carry a mortgage too.

First responders take on risk most of us never have to think about. This program exists for the moment no one wants to plan for: if a first responder loses their life in the line of duty, their family's remaining mortgage balance, up to $525,000, can be paid in full. There's no cost to enroll and no medical exam required.
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Get the full breakdown of how the First Responder Loan Program works.

Here's what the First Responder Loan Program helps with

One less thing for a grieving family to face.
This program is built around a single purpose: making sure a home stays a home, no matter what happens.

01

Cancels the remaining mortgage balance

If a first responder dies in the line of duty, this program covers the remaining mortgage
balance up to $525,000. The family keeps the
home without carrying the loan that came
with it.

02

Covers more than the obvious cases

Line-of-duty deaths involving violence are covered, and so are deaths from heart attack or stroke that happen during training or high-stress duty. The program recognizes that the risks of this work don't always look the same.
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03

Adds support beyond the
mortgage

On top of the mortgage payoff, families receive a $2,000 voucher, along with any additional support CrossCountry Mortgage may offer. It's one part of a broader effort to stand behind the people who stand behind everyone else.

04

Works for the full range of first responders

This program is available to law enforcement, firefighters, EMTs, and paramedics, including volunteers, and it's open to those serving at the federal, state, county, or municipal level. If the work carries the risk, the protection applies.

Ready to talk through your options?

Enrollment happens at closing, with no additional cost and no medical exam. The guide walks through exactly how it works. From there, it's a short conversation to get it set up.

Legal Disclaimers

CrossCountry Mortgage, LLC is an Equal Housing Lender. Loan programs subject to credit approval. Terms and conditions apply. Not available in all states. All endorsements and testimonials are given without incentive or compensation.
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