Let's get you home is a brand by Padi Goodspeed

Your degree
took years.
Your mortgage
shouldn't take
as long.

Most loan programs weren't built with your career path in mind, the student debt, the late start on savings, the income that's about to change. The Physician Loan Program was. It opens the door to homeownership with up to 100% financing, no mortgage insurance required up to $2 million.
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Get the full breakdown of how Physician Loan Program works.

Here's what the Physician Loan Program helps with

 A loan that understands what you've actually been through.
This isn't a workaround. It's a program designed around the reality of your career.

01

Finance up to 100%

This program allows up to 100% financing, means a smaller upfront cash requirement than most loans ask for. For a lot of physicians, that's the difference between buying now and waiting years to save for a traditional down payment.

02

Skip the mortgage insurance

Loan amounts up to $2 million don't require mortgage insurance. That's a real monthly cost
most other buyers carry, and one this
program removes from your equation
entirely.
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03

Use it for purchase or refinance

The program works for purchase or rate-and-term refinance, and it's available as a fixed-rate mortgage or an adjustable-rate mortgage. Whichever direction fits your timeline and your plans, there's a structure built for it.

04

Qualify with Degree & Contract

This program is available to borrowers who hold an MD, DO, DDS, DNP, DNAP, DMD, VMD, or DPM degree and have an active employment contract. Loans up to $2 million are available for primary residences, and it's available in all states.

Ready to talk through your options?

The guide covers how the program works in detail. The next step is a conversation about your specific contract, your timeline, and what this could look like for the home you have in mind.

Legal Disclaimers

CrossCountry Mortgage, LLC is an Equal Housing Lender. Loan programs subject to credit approval. Terms and conditions apply. Not available in all states. All endorsements and testimonials are given without incentive or compensation.
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